Alex Doce - The Doce Group - NMLS ID 13817

Which Financial Documents Can You Throw Away?

While paper documents are slowly disappearing in favor of electronic files, it can be difficult to figure out what to do with the hard copy records we do have, especially when it comes to our finances.

6 Tips to Increase Your Home’s Value

Before you tackle another home improvement project or stick a “for sale” sign in your yard, check out this list of smart ways to boost your home’s appeal — especially for the growing number of…

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let's say you're moving to a new community and thus need a new home for your banking and checking services, or let's say you're in a situation where you've

What it Really Costs to Buy a Home

It would be nice if houses for sale came with giant price tags so a buyer could easily compare “all-in” costs. Imagine trying to buy a gallon of milk and having to separately compute what it costs to feed the cow, distribute the inventory and stock the shelves. Let’s bottom-line your homeownership costs, from one-time...Read More

Financing Your Real Estate? Six Reasons to Use a Commercial Mortgage Broker

Financing Your Real Estate? Six Reasons to Use a Commercial Mortgage Broker. Learn why it makes sense to use a broker to source your financing.

Your Home Loan Journey: Pros and Cons of Mortgage Broker vs. Bank

By Roger Odoardi When it comes to getting approval for a home mortgage loan, borrowers can either work with a mortgage broker or a bank. Either option will take you one step closer to becoming a home...

Should Investors Have a Real Estate Attorney?

Having a real estate lawyer is a wise choice to provide valuable assistance and general advice for anything throughout the fix and flip process that investors may be unclear about, according to a recent report from RealtyTrac<br>According to the report, there are five specific problem areas that investors would benefit from having legal counsel in. These include: creating entity documents, reviewing loan documents, evaluating purchase…

Mortgage Broker vs. Loan Officer: What's the Difference?

Very often, homebuyers do not understand the difference between a mortgage broker and a loan officer. A loan officer works directly for a lender while a broker is an independent party that does not work for anyone. In this way a broker can seek out loans from many different parties.

when to move construction loan to mortgage loan

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Should I go with a mortgage broker or a bank?

When buying a home, what is the difference between a mortgage broker and a bank, plus what are the pros and cons of each one?

When bad hacks happen to good mortgage brokers

Loan Officer vs. Mortgage Broker: What's the Difference?

Loan officers and mortgage brokers can both help you get a mortgage, but you need to know the differences between them.

4 Questions to Ask Your Mortgage Broker

Let your mortgage broker guide you through the process of securing a mortgage. A certified mortgage broker can help you navigate the journey by “giving you unbiased advice to better understand mortgage products and how they affect you.” Ask the following four questions to get the most out of your first meeting.

When to Hire a Mortgage Broker

Let’s say you’re doing some mortgage research on your own—you’ve already talked to a financial planner and ready to take your next step in the home-buying process. Jon wants to know:

How To Invest In Real Estate

There are an endless variety of ways to invest in real estate, from taking out a home mortgage to building a property empire that spans the country. While there are areas of the country where home appreciation is much higher, on average the house you live in is unlikely to dramatically grow in value, especially once you figure in costs like maintenance and repairs, insurance, property taxes and the interest you pay on your mortgage. Invest in Real Estate by Flipping Properties

Everything You Need To Know About Construction Loans

A construction loan is the most sensible, and often the only option when looking to build your own home. More and more Australians are building their own homes, it is generally cheaper than attempt…

Can Technology Make Construction Loans Less Risky?

Construction loans are a big source of interest income for community banks but also carry a lot of risk. A few fintech firms say their platforms can reduce the risk and improve the lending process.

Is Opendoor The Payday Loan Of Real Estate?

There is a need in some specialized cases to turn real estate into a liquid asset in short order, but fawning over Opendoor’s value to consumers seems off.

5 things your mortgage broker isn’t telling you

Despite their claims, most mortgage brokers only negotiate with a few lenders on your behalf.